5 Errors Home Shoppers Should Avoid!!!

Real estate professionals say they keep seeing buyers make the same mistakes over and over again in a home purchase. Among some of the common errors they see:

  • Unrealistic time tables: With a regular sale, “assuming you’re preapproved and it’s straightforward, you can probably do it in 30 days, but 45 is more common,” says Ron Phipps, immediate past president of the National Association of REALTORS®. But he advises home buyers to prepare for 45 to 60 days. And if it’s a foreclosure property, they may encounter lien and title issues that could cause delays stretching that to 60 to 75 days, even up to 90 days. And for short sales, that timeframe will greatly depend on whether the lenders have already agreed to it and a preset price, but it could take anywhere from 45 days to even up to nine months, Phipps says.

 

  • Ignorance with financing: Home buyers should learn more about the mortgage process, learn the terminology, and know what questions to ask in shopping around for the best mortgage rate. For example, Carolyn Warren, author of “Homebuyers Beware,” cautions buyers to never tell a lender, “This is my first time, and I don’t know how it all works — and I need you to guide me through the process,” she says. “It’s like putting a sign on your forehead that says, ‘Charge me more.’”

 

  •  “Trash talking” when negotiating: If the home is painted pink and the buyer insists it needs to be repainted, he could risk jeopardizing negotiations. Instead, Phipps suggests that when making an offer, buyers should stress what they like about the home. “Don’t make it adversarial,” he says. A price reduction should be talked about in terms of what the home is worth to that buyer, he says.

 

  • Getting in over their heads: Buyers may be tempted to stretch their budget in order to get the house of their dreams. Phipps suggests buyers don’t stretch themselves so thin that they miss out on having a reserve fund in case they need to make any unexpected repairs once they move in. “In most homeownership situations, there are going to be some unforeseen circumstances,” Phipps says. “So you want to make sure you have some funds behind you.”

 

  • No Reserve Fund:  After finally finding that “dream home,” what buyer isn’t tempted to stretch as far as possible — and drain all available savings — just to make the numbers work? It’s one of the big homebuyer mistakes, Phipps says.Often, buyers fall in love with a property, and they try to rationalize the decision, he says. “You need to be disciplined about it.”Too often, buyers set a price range and then fall in love with something that costs more. So they figure they’ll borrow the difference, Phipps says.But you need a reserve fund — something you hold back to address unexpected problems, like the refrigerator that quits in mid-July, or the “like-new” water heater that dies the day after you move in. Or the realization — after seeing the neighbors sunbathing once too often — that you need a privacy fence, pronto.”In most homeownership situations, there are going to be some unforeseen circumstances,” Phipps says. “So you want to make sure you have some funds behind you.”

Article from http://realestate.glozal.com/profiles/blogs/5-errors-home-shoppers-should-avoid

If you do end up choosing me for any or all of your real etate needs feel free to contact me at (310)686-4688 or email me Tuba@remaxpv.com. Also dont forget visit my business and facbook page which are both linked above in my main menu!!! 

Hello blog readers!!!

Hello fellow bloggers and blog readers,

I just want to take this time to tell you a little bit about my self, my name is Tuba and I am a Real Estate Consultant with RE/MAX Palos Verdes Realty. I have been an agent for over 25 years, I am also a member of the exclusive RE/MAX Hall of Fame, as well as the prestigious Platinum Club. I rank in the top 1% of agents in the business and my sales record will prove it. So if you are looking for a realtor you have found the right one. I am here to service all of your real estate needs so feel free to comment on this blog post if you are looking to buy or sell a home. :)

Enjoy this amazing pasta salad recipe and dont forget my service is almost as good as this salad!!!

1 12 tbsps white sugar
1 tsp salt (taste)
1 12 tsps black pepper (ground)
1 tsp onion powder
1 12 tsps dijon mustard
2 cloves chopped garlic
1 12 cups fresh basil (chopped)
12 cup fresh oregano (chopped)
14 cup fresh cilantro (chopped)
2 tsps hot pepper sauce (g tabasco)
13 cup red wine vinegar
12 cup olive oil
1 tsp lemon juice
4 ozs grated parmesan cheese
4 plum tomatoes (roma, chopped)
6 green onions (chopped)
4 ozs black olives (minced)
16 ozs bow tie pasta (farfalle)
12 cup pine nuts
1 cup shredded mozzarella cheese

Directions: 1. In a large bowl, whisk together the sugar, salt, pepper, onion powder, mustard, garlic, basil, oregano, cilantro, hot pepper sauce, red wine vinegar, olive oil, lemon juice, and Parmesan cheese. Add the tomatoes, green onions and olives to the bowl, and stir to coat. Refrigerate.

2. Bring a large pot of lightly salted water to a boil. Add the pasta, and cook for 7 minutes, or until tender. Drain, and rinse with cold water to cool. Add pasta to the bowl of dressing, and mix well. Top with mozzarella cheese and pine nuts. Refrigerate for at least 1 hour before serving.

Council seeks scaled-down plan for Lower Hesse Park

Basketball and tennis courts may be out and more picnic area in when it comes to planned improvements to the lower portion of Hesse Park in Rancho Palos Verdes.

On July 17, the city council instructed city staff to draft a scaled-down version of the park improvement plans after hearing testimony from residents opposed to the athletic courts.

However, the council also called for keeping the courts in an environmental review of the plan to give the city the option to construct them if it chooses to.

“We would be looking at a worst case environmentally,” said Eduardo Schonborn, a senior planner for the city. “It’s a lot easier to evaluate the most we might do and then reduce it later.”

The council authorized $63,628 for an environmental review called a mitigated negative declaration. A total of $56,882 of that amount has already been paid to the environmental consulting firm Willdan Engineering for technical studies, including a traffic impact analysis, noise assessment, gnatcatcher survey and a biological assessment of the planned improvements.

The plan is called the Pacific Plan to differentiate it from another option the council considered when it first directed city staff to develop a scenario for park improvements in November of 2010. In addition to the basketball and tennis courts, the Pacific Plan includes improvements to the existing trail system, landscaping, picnic benches, repair of a pedestrian bridge and the establishment of lawn spaces.

Council members voted to direct staff to develop a scaled-down version of the plan after hearing testimony from several residents, including Pacific View Homeowners Association President John Freeman, who has lived near the park for three decades.

“We have all along advocated for passive recreation improvements in the lower part of the park,” Freeman said this week. “That was how the park was originally designed more than 30 years ago, with active recreation in the upper park and passive in the lower.”

The upper section of Hesse Park includes a field used for both baseball and soccer, a playground, a community center (where the council meets), picnic benches and a looped walking path.

Freeman said that the homeowners association objected to the courts because fencing and trees would block ocean views and the pouring of so much concrete would spoil the park’s natural ambiance. Instead, the association would like to see an expanded grassy picnic area.

“There is an understanding that the park needs improvements,” he said. “It just doesn’t need to be done with overdevelopment.”

Freeman said the neighbors are not opposed to more people using the park, and in fact would like to see the area made more enjoyable for families looking to have a picnic, take a walk or enjoy the sunset.

Freeman also pointed out that construction of the project, which is currently unfunded, will be less expensive without the courts. The city staff report stated that the Pacific Plan would cost $2,770,041. Taking the courts out of the plan would save $120,000, according to the report.

To develop the scaled-down plan, Freeman and other members of the community will work with city staff, including Katie Howe, administrative analyst for the city’s Recreation and Parks department.

Howe said the city has heard from residents who want both active and passive recreational amenities at the park. She did not completely rule out the inclusion of the basketball and tennis courts.

“Nothing is really set in stone until we sit down and talk,” Howe said.

Two years ago, 866 residents responded to a city survey regarding proposed improvements at the park, which at that time included a possible dog park and more sports fields.

Fifty-eight percent of those responding voted for walking trails, while 77 and 75 percent opposed tennis and basketball courts, respectively. More than 68 percent were against a dog park.

Senior planner Schonborn said that as the Recreation and Parks staff works on the scaled-down plan, the consultant will finish the environmental report, which will then be posted for public comment for 30 days before being presented to the city council for review.

If the council were to approve the environmental report and the design plan, it would then have to identify funding for the park and prioritize it on the city’s list of unfunded projects.

Article from http://www.pvnews.com/articles/2012/08/03/local_news/news1.txt

Peninsula High Schools Validictorian Meets the President!!!

After receiving his diploma at Peninsula High School’s graduation ceremony last week, Valedictorian David Wang prepared for a trip to Washington, D.C. He is one of 141 students in the country selected as a 2012 U.S. Presidential Scholar, one of the nation’s highest honors that can be bestowed upon a high school student. Wang and his fellow Scholars will be honored during a reception in Washington on June 16.

During a three-day trip, the scholars will meet President Barack Obama and other dignitaries, and will have a chance to mingle among themselves.

“It’s an amazing honor to meet the president,” Wang told the News, “and I’m pretty excited to meet my fellow Presidential Scholars. They are the best of the brightest students in the country.”

More than 3,300 students nationwide qualified for the award this year. After his invitation to apply for the award and the comprehensive selection process that followed, Wang learned in May that he had been named a Presidential Scholar, one of six from California.

While four of the California scholars were recognized for their accomplishments in the arts, Wang and a second scholar were chosen for their achievements in academics.

“He has an innate drive to aim big, whether he is working to attain the rank of Eagle Scout, to earn the position of top scorer in Academic Decathlon, to head a winning Model UN debate team or to merit first place in an essay contest,” said Jill Verenkoff, an English teacher at Peninsula High School. “David is an old soul who is driven by the internal motivation to learn, to achieve and to excel in highly diverse areas.”

The Harvard-bound freshman has juggled a strenuous academic load — advanced placement classes, captain of the Academic Decathlon team for two years (recently leading the first team from Peninsula in decades to the state competition) — and a hefty volunteer schedule.

To earn the rank of Eagle Scout, Wang spent a number of hours two years ago leading a project at George F Canyon, including refurbishing areas of the preserve, making trail markers and building benches. He also volunteers at Kaiser Permanente Hospital in Wilmington as a patient liaison, helping to make patients feel comfortable and playing the violin for them.

Wang also works as a student researcher in the department of molecular cell and developmental biology at the University of California, Los Angeles. There, he’s helping to conduct research on genetically engineered bacteria.

He got the position at UCLA after his work last summer in a young scholars program at the University of California, Davis, also helping with research.

“It’s a six-week program in which they pair up students with various faculty members from UC Davis … and at the end you present the research you did over the six weeks at a symposium. I used my experience there, my credentials, to get this position at UCLA. I’m really thankful to have that opportunity.”

He hasn’t settled on a major at Harvard yet, but Wang said he wants to study in some field of biology, his favorite area of science.

“There’s a concentration at Harvard called human regenerative biology that sounds really interesting; if not that, maybe biomedical engineering,” he said.

Although Wang’s interest lies in science, it was Verenkoff, his English teacher, who inspired his him most during his high school career.

“The impact she’s had on my growth as a student and as a person cannot really be overstated. I can honestly say that she taught me to write. Not just to write, but to write fairly well,” he said.

Within today’s highly structured curriculum standards, Verenkoff has created an environment that was open and creative. Students are not confined by limited means of expression and ways of learning, Wang said.

“She’s more than a teacher; she’s a mentor to many students,” Wang said.

This is the second consecutive year Verenkoff has been selected as the most influential teacher by a Presidential Scholar. David Tang-Quan, a 2011 Peninsula graduate and the school’s first Presidential Scholar, chose her as well.

“Being named the most influential teacher by a Presidential Scholar award recipient two years in a row has left me dumbfounded,” Verenkoff said. “Peninsula High School has so many extraordinary counselors, teachers and administrators that I cannot fathom why I was singled out. I do know that teaching is in my blood, an internal calling that, at the end of my career, has left me with great satisfaction.”

Verenkoff, Wang said, helped guide him through “the complexities of the academic demands.”

“Students are forced to juggle ever-increasing amounts of school work and extracurricular activities,” he said. “Maybe there needs to be a paradigm shift in how we view accomplishments and achievements among students, especially teenagers who are expected to accomplish amazing things, things that a few decades ago would be unthinkable.”

Article from http://www.pvnews.com/articles/2012/06/18/local_news/news3.txt

Rolling Hills Estates City Council Approves Skate Park!!!!

The Rolling Hills Estates City Council on Tuesday voted unanimously to allocate land for a permanent skate part at Ernie Howlett Park as part of its master use plan.

“This is the culmination of three years of work by Skatepark PV Inc.,” said an elated Ellen November, founder and director of the nonprofit organization. “From the beginning, with the inclusion of BeachSports skateboard camps, RHE has been open to a new active recreation outlet for its residents.”

Skateboarding is a multibillion-dollar business, and a legion of local kids skate. The problem is, the cities on the Hill do not provide a place for them to skateboard safely.

November started Skatepark PV three years ago after witnessing kids flip over concrete curbs, slide down steel handrails in front of stores and schools, speed down hills and jump homemade ramps. November felt it was the community’s duty to keep kids out of harm’s way and provide them with a proper place to skate.

“The PV News was kind enough to run the first story on my quest,” November said. “From there, Suzy Seamans, mayor of RHE, saw the article. As a grandmother of a skater, she was aware of how popular skateboarding is and wanted to be a part of building a park in our community. She was our first board member.”

Others soon joined November: Chris Strong, father of an 8-year-old skater; Julie Turner Tisue, executive director of the San Pedro and Peninsula YMCA; Charles Crouse, manager of facilities for the Palos Verdes Library District; Liz Cotton, mother of a teen skater; and Jim Maxwell, father of a 9-year old skater.

Cat Spydell, an RHE mother who had previously tried to get a park built, introduced November to pro-skater Kenny Anderson, who lives in Palos Verdes.

“Kenny’s expertise and enthusiasm has been invaluable to the project,” November said. “Kenny has skated parks all over the world. His expertise in skate park design will be invaluable as we enter the design phase.”

Besides hosting skating events for kids, the group began talking to city officials in RHE and Rancho Palos Verdes to find a location for a park.

After three years of meeting with both cities, November said the group found Skatepark’s mission most aligned with RHE.

“Ernie Howlett Park provides all the amenities we were looking for in a venue,” November said. “They have hosted BeachSports Skateboard camps for the past few years — which has been popular and a success — providing skateboard lessons for the novice and intermediate skater.”

The next step, November said, is fundraising; the estimated cost of the project is $400,000.

Skatepark PV will pay for the design and construction of a concrete skate plaza type park, and will cover the annual maintenance costs. The city will send out a Request for Proposals for a minimum of three bids.

“We will be soliciting corporate and private donations. … We do not have a commitment from any of the cities yet on them kicking in funds,” November said, “but it is open for discussion, and this park will be for all the residents of the Hill.”

Skatepark PV is a 501(c)3 nonprofit; donations are tax-deductible. To donate for the construction of a skate park at Ernie Howlett Park, visit www.skateparkpv.org.

Article from http://www.pvnews.com/articles/2012/06/18/local_news/news1.txt